Tuition and Financial Aid FAQs

Tuition and Fees

How much does the MS in Health Informatics & Analytics program cost?

You are billed per term based on the number of credits for which you are registered. Most courses are 3 credits. For the 2019–2020 academic year, the cost per credit is $1,400. You will be prebilled for two courses (6 credits). If you are a financial aid applicant, your initial eligibility will also be calculated based on enrolling in two courses (6 credits).

What is the total cost of the program?

The total cost of the program will be approximately $54,000. We calculated this figure based on needing 36 credits to complete the program, and the cost per credit being $1,400. However, tuition typically increases each year and this figure does not take into consideration the increase. Tuition is set by the Board of Trustees each year in the summer.

Are there additional fees assessed in addition to the tuition?

In addition to tuition costs, you will be charged a mandatory $70 activity fee, $250 health administration fee, and $228 technology fee annually. These fees will be charged in the fall and spring semesters. Students may purchase health insurance for an additional $4,968 annually. Additionally, you will be required to submit immunization records, required by the Commonwealth of Massachusetts for all Tufts students.

How much is the enrollment deposit?

A $200 deposit is required to confirm your enrollment at Tufts; this payment is nonrefundable and applied to your first-semester charges. 

Can I use financial aid to cover the deposit?

Because funds will not be disbursed until after the semester begins, federal financial aid cannot be used to pay the deposit. 

The FAFSA and the Financial Aid Application Process

How do I apply for financial aid?

To apply for federal student aid, you must complete the Free Application for Federal Student Aid (FAFSA) and be accepted into the program. Please include Tufts school code E00520 to ensure that we will receive your application. Please do not wait until you are admitted to apply for financial assistance. Having a complete financial aid application on file when you are admitted ensures that we will be able to review your application quickly and notify you of your eligibility shortly after your admission.

Are there any school-specific supplemental financial aid forms I need to complete?

There is an institutional form that is required in addition to the FAFSA. Additionally, if you wish to accept the loan(s) that are offered to you, you will need to complete Entrance Counseling (Graduate Student) and the Loan Agreement Master Promissory Note (MPN) for both the Direct Unsubsidized Loan and the Direct Graduate PLUS Loan. Lastly, you must sign, date, and return a signed copy of your Financial Aid Award Notice (FAN) accepting or declining the aid offered. 

When should I complete the FAFSA?

The FAFSA is available every October for the upcoming academic year, and it must be completed each academic year in order for you to remain eligible for federal student aid. If you are planning to use federal student aid, you should complete the FAFSA while applying for admission. Please do not submit federal or state income tax returns to Tufts. They are not required and will be shredded upon receipt. 

What information do I need to complete the FAFSA?

To complete the FAFSA, you will need the following:

  • Social Security number
  • Alien registration number (if you aren’t a US citizen)
  • Federal income tax returns, W-2s, and other records of money earned
  • Bank statements and records of investments (if applicable)
  • Records of untaxed income (if applicable)
  • An FSA ID to sign electronically

Note: Since you are applying for graduate school, you are considered an independent student and do not need your parents’ information to complete the FAFSA.

What criteria are used to determine eligibility for federal student aid?

In order to apply for federal student aid, you must:

  • Be a US citizen or eligible noncitizen
  • Have a valid SSN
  • Be registered with Selective Service if you’re male (you must register between the ages of 18 and 25)
  • Be enrolled or accepted for enrollment in an eligible degree program
  • Be enrolled at least half time in an eligible program
  • Maintain satisfactory academic progress
  • Not currently be in default on previous student loans borrowed through FSA
  • Not have exceeded the maximum aggregate loan limit 

Note: The Direct Unsubsidized Loan and Direct Graduate PLUS Loan are not based on income or financial need. The Direct Graduate PLUS Loan has additional credit requirements.

Are there citizenship requirements I must meet to receive federal financial aid?

You must be a US citizen or eligible non-citizen to receive federal financial aid. If you receive a notification from the government on Student Aid Report (SAR) that they were unable to confirm your citizenship, you must submit proof of citizenship (such as a copy of a US passport, US birth certificate, or naturalization document) to med-finaid@tufts.edu.

What is the minimum number of credits required to receive federal student aid?

You must be officially registered at least half time to receive federal financial aid.

Minimum number of credits required to receive federal student aid
Enrollment Status Minimum Credits per term Aid eligible?
Full time 9 Yes
Half time 4.5 Yes
Part time 1.5 No


Are there academic requirements I must meet to receive financial aid?

Maintaining Satisfactory Academic Progress (SAP)

The Registrar’s Office, in conjunction with the Office of Financial Aid, will monitor SAP at the end of the fall, spring, and summer semesters. Written notification will be sent to students placed on Financial Aid Warning, Financial Aid Probation, Financial Aid Termination, and Financial Aid Reinstatement if making SAP status. A change in program will not affect a student’s SAP standing. Students who are requesting re-entry into the university will return with the SAP status calculated at the time of withdrawal. Students requesting admission into a new degree program after graduation will begin as a first-term student with a new SAP history. 

Will I be able to view my award before submitting the deposit?

Yes, to receive a financial aid award, you must be accepted into the program and have completed a Free Application for Student Aid (FAFSA) with Tufts school code E00520. All Financial Aid Award Notices are sent electronically to your e-mail address on file at Tufts.

When will I receive my financial aid award?

You should receive your financial aid award approximately two weeks after you are accepted into the program and have completed your FAFSA. Financial aid awards are e-mailed to your preferred e-mail address on file at Tufts. 

Do I need to reapply for financial aid each year?

Yes, if you are interested in receiving federal financial aid, you will need to complete the FAFSA for each academic year in which you plan to apply for federal student aid. The academic year runs from July 1 to June 30, so be sure you complete the correct FAFSA available.

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Types of Financial Aid

What types of financial aid or funding are available for graduate students?

Below are the sources of funding that may be available to you. Please refer to the specific section for more information.

1 Must complete the Free Application for Federal Student Aid (FAFSA) to apply.Return to footnote reference

Why am I not eligible for the Pell Grant or Federal Direct Subsidized Loan?

The Department of Education awards Federal Pell Grants and subsidized loans only to eligible undergraduate students who have not yet completed their bachelor’s degree and who demonstrate financial need. Graduate students are not eligible for the Federal Pell Grant nor the Direct Subsidized Loan.

Federal Direct Unsubsidized Loan

What is the Federal Direct Unsubsidized Loan?

The Federal Direct Unsubsidized Loan is a federal loan offered to students to help with the cost of education. The Federal Unsubsidized Loan is not based on income or financial need. 

How do I apply for the Direct Unsubsidized Loan?

To apply for a Direct Unsubsidized Loan, you must first complete the Free Application for Federal Student Aid (FAFSA). 

How much am I eligible for in the Direct Unsubsidized Loan?

Most graduate-level students are eligible to receive up to $20,500 per academic year with the Direct Unsubsidized Loan. Learn more about graduate annual loan limits.

How do I accept the Direct Unsubsidized Loan?

To accept the loan, you must sign, date, and return a signed copy of your Financial Aid Award Notice (FAN) accepting or declining the aid offered. Additionally, you must complete both the Entrance Counseling (Graduate) and the Loan Agreement Master Promissory Note (MPN). We will not be able to process your loan funds until these requirements have been completed. 

Am I required to accept the full amount that I am offered on my award letter?

No, you always have the option of accepting all aid awarded, reducing amounts awarded, or declining all aid awarded. The form must be printed and scanned, as a signature is required. You must sign, date, and accept/decline aid awarded on the Financial Aid Award Notice (FAN) and return a copy to med-finaid@tufts.edu. 

What if I am currently in default or have defaulted on a prior federal student loan?

Visit the National Student Loan Data System (NSLDS) and contact your lender for details on how to clear the default. Students in default are not eligible for additional federal loans until the default is cleared. 

What is the aggregate loan limit?

The aggregate loan limit is the total amount that you may borrow for undergraduate and graduate study. In addition to annual loan limits, students are also limited in terms of lifetime borrowing. The aggregate loan limit for Federal Direct Unsubsidized loans, including undergraduate and graduate study, is $138,500. You can learn more about aggregate loan amounts on the Federal Student Aid Web site.

How do I find out if I am near my aggregate loan limit?

You may visit the National Student Loan Data System Web site to view your federal student loan borrowing history. Please note that private education loans are not listed on this site and do not count toward your aggregate limit.

What is the difference between a Direct Unsubsidized Loan and a Direct Subsidized Loan?

Direct Subsidized Loans are available to undergraduate students with financial need. The US Department of Education pays the interest on subsidized loans while students are enrolled in their undergraduate program. The Direct Unsubsidized Loan is available to undergraduate and graduate students; there is no requirement to demonstrate financial need. The unsubsidized loan begins accruing interest as soon as funds are disbursed. Learn more about the difference between unsubsidized and subsidized loans.

What is the current Direct Unsubsidized Loan interest rate?

The Direct Unsubsidized Loan interest rate is determined at the beginning of each academic year and is available on the StudentAid.gov Web site.   

Other than interest, are there any additional loan fees for the Direct Unsubsidized Loan?

Yes, the federal government charges an origination fee, which is a percentage of the loan amount and is proportionately deducted from each loan disbursement. Information on loan origination fees can be found on the Interest Rates and Fees page of the Federal Student Aid Web site.

When will my loan disburse to my student account?

Your loans will appear as a pending credit on your student account until the funds are disbursed to your account. We will begin disbursing your federal loans after the add/drop period (third week of the semester). To request loan funds, you must have returned a signed/dated copy of your Financial Aid Award Notice (FAN) accepting/declining aid and completed your Entrance Counseling (Graduate) and the Loan Agreement Master Promissory Note (MPN)

Federal Direct PLUS Loan

What is the Direct Graduate PLUS Loan?

The Direct Graduate PLUS Loan is a federal loan that graduate or professional degree students can use to help pay for education expenses in addition to the Direct Unsubsidized Loan. Learn about Direct PLUS Loans. 

How do I apply for the Direct Graduate PLUS Loan?

To accept the loan, you must sign, date, and return a signed copy of your Financial Aid Award Notice (FAN) accepting or declining the aid offered. Additionally, you must complete the Graduate PLUS Loan Agreement Master Promissory Note (MPN). Please note: In order to use the Graduate PLUS Loan to pay your Tufts bill, these requirements should be submitted at least two weeks prior to the billing due date. Once the loan has been approved, funds will automatically credit (minus fees) to the student account.

What are the eligibility criteria to apply for the Direct Graduate PLUS Loan?

The Direct Graduate PLUS Loan is based on credit history. In order to be eligible to apply, you must: 

  • Be a US citizen or eligible noncitizen
  • Have a valid SSN
  • Be registered with Selective Service if you’re male (you must register between the ages of 18 and 25)
  • Be enrolled or accepted for enrollment in an eligible degree program
  • Be enrolled at least half time in an eligible program
  • Maintain satisfactory academic progress
  • Not currently be in default on previous student loans borrowed through FSA
  • Not have exceeded the maximum aggregate loan limit
  • Not have an adverse credit history 

What are the credit criteria to receive the Direct Graduate PLUS Loan?

One of the eligibility requirements to receive a Graduate PLUS Loan is that you must not have an adverse credit history. A credit check is performed to determine whether a Graduate PLUS Loan applicant meets this requirement. A list of what constitutes "adverse credit history" can be found on the Federal Student Aid Web site. 

Does the Direct Graduate PLUS Loan affect my aggregate loan limit?

No. Only Direct Subsidized/Direct Unsubsidized Loans (formerly referred to as Stafford Loans) and federal loans made through the Federal Family Education Loan (FFEL) Program count toward your aggregate loan limit. 

How much can I borrow from the Direct Graduate PLUS Loan?

If approved for the Graduate PLUS Loan, you can borrow up to the cost of attendance minus any other financial aid received. The cost of attendance includes tuition and fees, as well as allowances for indirect expenses like books, supplies, and cost of living.

What are my options if I'm denied the Direct Graduate PLUS Loan?

If you are denied the Graduate PLUS loan, you may reapply with an endorser or follow instructions on the Department of Education's Web site to appeal the denial. 

What is the Direct Graduate PLUS Loan current interest rate?

The Direct Graduate PLUS Loan interest rate is determined at the beginning of each academic year, and is available on the Federal Student Aid Web site.

Other than interest, are there any additional loan fees for the Direct Unsubsidized Loan?

Yes, the federal government charges an origination fee, which is a percentage of the loan amount and is proportionately deducted from each loan disbursement. Information on loan origination fees can be found on the Interest Rates and Fees page of the Federal Student Aid Web site.

When will my loan disburse to my student account?

Your loans will appear as a pending credit on your student account until the funds are disbursed to your account. We will begin disbursing your federal loans after the add/drop period (third week of the semester). To request your loan funds, you must have returned a signed/dated copy of your Financial Aid Award Notice (FAN) accepting/declining aid and completed your Entrance Counseling and the Loan Agreement Master Promissory Note (MPN).

Private Education Loans

What are private loans?

Private education loans, also known as alternative loans, are offered by private lenders to help students pay for their educational expenses. While most students are able to pay all educational expenses using federal loans, some students opt to borrow private loans instead. Please ensure you understand the fees, interest rate, and repayment terms before choosing private loans, as these will vary among lenders. You should also confirm whether the loan has a variable or fixed interest rate, the length of repayment, deferment and forbearance options, and when the loan enters repayment (also referred to as the grace period).  While some private loans may offer comparable terms to federal loans, we have found that the deferment, forbearance, and grace periods can vary and may not offer as much flexibility as federal loans provide.   

Are there any private loans that Tufts recommends?

No, students may borrow from any private lender they would like. You simply select the lender of your choice and apply directly with that lender. The lender will be responsible for getting your loan information to us.

Employer Benefits 

How does my employer go about paying the school?

Tufts does not apply employer tuition benefits as a pending credit on your account, because the receipt is not controlled by the university. Please provide the Office of the Bursar with the following: 

  1. An award letter
  2. Official notice as to how and when the funds will be received
  3. Instructions on how to bill if “third party billing” is required by the sponsoring organization 

If you require a bill to be sent to a third party or outside agency (such as government agencies) for payment to your student account, please submit written documentation from the funding source to thirdpartybilling@tufts.edu or the address below:

Student Financial Services
Attention: Third Party Billing
Dowling Hall
419 Boston Ave.
Medford, MA 02155

Unfortunately, employee benefits that are paid directly to the student from employers or organizations outside of Tufts University cannot be considered as grounds for deferred payment.

Military Education Benefits

How do I apply for military education benefits?

To begin the process of applying for military education benefits, visit the US Department of Veterans Affairs Web site.

What documents are required to process military education benefits?

Visit Vets.gov to complete the Education Benefits Application, which generates a request for the Certificate of Eligibility (COE). Once approved for benefits, the VA will mail the COE to you within six to eight weeks of submitting the application.

What is the difference between active and non-active duty?

A person who is active-duty is in the military full time and is not currently eligible for the Yellow Ribbon Program (YRP). Non-active duty is someone who is not currently serving or is no longer serving in any capacity of military service for the United States and is eligible for the Yellow Ribbon Program if their Certificate of Eligibility indicated they are eligible for 100 percent of the benefit. 

What are the eligibility factors for the Post-9/11 GI Bill?

You are potentially eligible for this VA-administered program if you have at least 90 days of aggregate active-duty service after September 10, 2001, and are still on active duty, or if you are an honorably discharged veteran or were discharged with a service-connected disability after 30 days. Learn more about the Post-9/11 GI Bill.

What is the current tuition and fee payment rate, and monthly housing allowance (MHA)?

The tuition and fee payment rate, and MHA, are determined at the beginning of each military academic year on August 1. The current rate table is located on the Education and Training page of the U.S. Department of Veterans Affairs site.

Does Tufts University participate in the Yellow Ribbon Program (YRP)?

No, Tufts School of Medicine does not currently participate in the Yellow Ribbon Program.

Will I receive credit for my military benefits on my tuition bill?

After receiving the certifying information, the VA will transfer the educational benefit directly to your Tufts account. It will be listed as “VA BENEFIT” on your account.  

Who can I contact at Tufts for questions about using Military Education Benefits?

You can contact our VA certifying officer, Janice Gilkes, at janice.gilkes@tufts.edu or Phone Number: 617-636-2497.

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Billing Policies & Payment Options 

When will I receive a tuition bill and when is payment due?

You will receive an e-mail notice to your Tufts e-mail account whenever a Tufts eBill is posted. Our normal billing schedule is that summer eBill statements are released beginning in early April with an early May due date, the fall eBill statement is released beginning in early July with an early August due date, and the spring eBill statement is released beginning in early November with an early December due date.

How do I view my bill?

To view your bill, please follow the steps below:

  1. Log in to your SIS account.
  2. Click on the “Bills & Balances” tab.
  3. Select “My eBill” or “Make Payment.”

Note: Your eBill is a snapshot at a point in time. You can see live account information through your SIS portal. 

How do I pay my bill?

In addition to federal and private loans, you can pay your bill through the following methods:

  • Electronic payment (from a savings or checking account) through your eBill (preferred method)
  • Mailing a check to Tufts University School of Medicine, Office of the Bursar, 136 Harrison Ave., Boston, MA 02111. Scholarship checks should be mailed to Tufts University School of Medicine, Office of Financial Aid, 136 Harrison Ave., Boston, MA 02111.
  • Monthly payment plan offered by CASHNet. There are five monthly payments per semester (fall: May–September, spring: October–February). The payment plan is not offered for the summer semester.
  • Wire transfers through Flywire
  • Federal student loans (see section on Types of Financial Aid)
  • Private education loans (see section on Private Education Loans)

Note: Tufts does not accept credit card payments.

Does Tufts offer payment plan options for this online program?

As an alternative to—or in addition to—borrowing funds, you may choose to participate in the monthly payment plan administered by CASHNet. Under this plan, you may budget all or a portion of your semester tuition over five monthly installments. Fall semester payments are made May 15–September 15. Spring semester payments are made October 15–February 15. The payment plan is not available for summer enrollment. The monthly payment plan has a small enrollment fee but no interest charges. To enroll, go to CASHNet

What are the consequences if my bill is not paid by the bill due date?

To be in good standing with Tufts, you must pay your balance by the bill due date. Payments not made by the due date will be subject to account holds (which may prevent you from adjusting your course registration and/or using the university’s services) and monthly late fees. 

Can I borrow additional funds for books and/or living expenses?

Yes, you can borrow additional funds in excess of your charges at Tufts to cover books and/or other living expenses. If you have financial aid in excess of your charges, you can request a refund through your SIS account. We encourage you to sign up for BankMobile (through SIS), a company Tufts has partnered with that will transfer your refund into your bank account of choice. If you do not enroll for BankMobile, a check will be mailed to you (may take up to 21 days to be processed).

Refunds will not be available until after the add/drop period, so you may need to plan in advance for any out-of-pocket expenses such as books, living expenses, and/or immersion fees.

How do refunds work?

Refunds will be issued automatically, approximately four weeks after the start of the semester. Tufts University issues all student account credits through electronic disbursement. In order to avoid a delay in receiving your refund, you must select a refund disbursement method through

Tufts eRefund (BankMobile). Visit BankMobile to learn more about this service and Tufts' contract with BankMobile.

What is the Title IV Authorization?

Federal regulations require that we refund to you all federal aid in excess of allowable charges (tuition and mandatory fees). By completing the Title IV Authorization, we can apply your federal aid to all of your charges, such as medical insurance, parking fines, and other miscellaneous charges. It will help prevent outstanding balances from remaining on your account after a refund is processed. We recommend students complete the Title IV Authorization by the bill due date of their first semester of enrollment; the authorization does not need to be completed every semester.

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Loan Repayment

Do I have to repay my student loans while I’m in school?

You can defer payment on your federal students loans if you are enrolled at least half time. Your Direct Unsubsidized Loan and Graduate PLUS Loan will enter repayment six months after you graduate, fall below half-time status, take a leave of absence, or withdraw from the program. Most private loans also have deferred payment options while you are in school; however, you will want to check with your loan servicer. 

You should be aware that although you can defer payments while you are in school, interest will still accrue on your loan(s). 

When do I have to repay my loan?

After you graduate, leave school, or drop below half-time enrollment, you will have a six-month grace period before you are required to begin repayment. During this period, you will receive repayment information from your loan servicer, and you will be notified of your first payment due date. Payments are due monthly. You are not required to pay while in school (although interest will accrue); however, if you choose to, there is no penalty to prepay. Learn more about repayment timelines.

What are the repayment plan options, and how do I select one?

The Department of Education (DOE) offers multiple options for repayment. You may visit the DOE Web site for more information on loan repayment plans.

Is there a repayment calculator or estimator that I can use?

Yes, visit the DOE Web site for repayment calculators.

Can I consolidate my graduate loans and my undergraduate loans?

A Direct Consolidation Loan allows you to consolidate (combine) multiple federal education loans into one loan including both graduate and undergraduate loans. The result is a single monthly payment instead of multiple payments. Learn more about loan consolidation.

What loan repayment forgiveness or assistance programs are available?

In certain circumstances, all or a portion of a borrower’s federal student loans may be forgiven under the federal government’s loan forgiveness programs. Please review the Department of Education Web site for more information on federal loan forgiveness programs.

Tufts University allows qualifying graduates to apply for the Loan Repayment Assistance Program (LRAP) annually. Each year, the LRAP offers financial awards to eligible Tufts graduates who borrowed educational loans through Tufts and are employed full time by a public-sector or nonprofit organization. The purpose of the LRAP is to encourage and enable Tufts graduates to pursue careers in public service by reducing the extent to which their educational debt is a barrier to working in comparatively low-salaried jobs in the nonprofit and public sectors. More information about the Loan Repayment Assistance Program (LRAP) may be found here.

LRAP should not be confused with loan forgiveness, as award amounts are made to assist in the repayment of a portion of the award recipient's annual loan payments.

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Contact Financial Aid at Tufts

If you have any questions regarding the costs of the program, financial aid, or your options to pay, our contact information is below: 

Office of Financial Aid
Email: med-finaid@tufts.edu
Telephone: Phone Number: 617-636-6574
Fax: 617-636-3447

Office of the Bursar
Email: hsbursar@tufts.edu
Telephone: Phone Number: 617-636-6551

Office of the Registrar
Email: phpdregistrar@tufts.edu
Telephone: Phone Number: 617-636-2954

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